Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the Savings Pals website and services ("Service") operated by Savings Pals ("us", "we", or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

1. Acceptance of Terms

By accessing and using Savings Pals, you accept and agree to be bound by the terms and provision of this agreement. Additionally, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

If you do not agree to abide by the above, please do not use this service.

2. Description of Services

Savings Pals provides a platform that aggregates deals, coupons, and cashback opportunities from various retailers. Our services include:

• Coupon codes and promotional offers
• Cashback rewards on qualifying purchases
• Deal alerts and notifications
• Price comparison tools
• Shopping recommendations

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

3. User Accounts and Registration

3.1 Account Creation

To access certain features of our Service, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account

3.2 Account Eligibility

You must be at least 18 years old to create an account. By creating an account, you represent that you meet this age requirement.

3.3 Account Termination

We reserve the right to terminate or suspend accounts that violate these terms or engage in fraudulent activities.

4. Coupon Terms and Conditions

4.1 Coupon Usage

• Coupons are provided by third-party retailers and are subject to their terms
• We do not guarantee the validity or acceptance of any coupon
• Coupons may have expiration dates, minimum purchase requirements, or other restrictions
• Only one coupon per transaction unless otherwise specified
• Coupons cannot be combined with other offers unless explicitly stated

4.2 Coupon Limitations

• Coupons may not be valid on all products or categories
• Some items may be excluded from coupon discounts
• Retailers may limit the number of times a coupon can be used
• Coupons may not be transferable or redeemable for cash

4.3 Coupon Disputes

Any disputes regarding coupon acceptance or validity must be resolved directly with the retailer. Savings Pals is not responsible for coupon-related disputes.

5. Cashback Terms and Conditions

5.1 Cashback Eligibility

• You must click through our website to the retailer's site
• Purchases must be completed in the same browser session
• Ad blockers and coupon extensions may interfere with tracking
• Returns, cancellations, or refunds may result in cashback reversal

5.2 Cashback Processing

• Cashback typically appears as "pending" within 24-48 hours
• Confirmation may take 30-90 days depending on the retailer
• Minimum payout thresholds may apply
• Cashback may be paid via check, PayPal, or gift cards

5.3 Cashback Exclusions

Cashback may not be available on:

• Gift card purchases
• Shipping and handling fees
• Taxes and other fees
• Purchases made with store credit
• Certain product categories as specified by retailers

5.4 Missing Cashback

If you believe you're missing cashback, you may submit a claim within 90 days of purchase. We'll investigate but cannot guarantee resolution.

6. User Conduct and Prohibited Activities

6.1 Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms.

6.2 Prohibited Activities

You may not:

• Use automated systems to access or use our Service
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our Service
• Create multiple accounts to abuse promotions
• Engage in fraudulent activities or misrepresent information
• Violate any applicable laws or regulations
• Harass, abuse, or harm other users
• Distribute malware or harmful code

6.3 Consequences of Violations

Violation of these terms may result in:

• Account suspension or termination
• Forfeiture of pending cashback
• Legal action if applicable

7. Intellectual Property Rights

7.1 Our Content

The Service and its original content, features, and functionality are owned by Savings Pals and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7.2 User Content

By submitting content to our Service, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display such content.

7.3 Third-Party Content

We respect the intellectual property rights of others and expect users to do the same.

8. Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Savings Pals.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Savings Pals shall not be responsible for any damage or loss caused by your use of any third-party content, goods, or services.

9. Disclaimers and Limitations

9.1 Service Disclaimer

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents
• Does not guarantee the accuracy, completeness, or timeliness of deals and offers
• Makes no warranties regarding the availability or functionality of the Service

9.2 Limitation of Liability

In no event shall Savings Pals be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

9.3 Maximum Liability

Our total liability to you for all damages shall not exceed the amount of cashback earned through our Service in the twelve months preceding the claim.

10. Indemnification

You agree to defend, indemnify, and hold harmless Savings Pals and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Service.

11. Termination

11.1 Termination by You

You may terminate your account at any time by contacting us or using the account deletion feature.

11.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11.3 Effect of Termination

Upon termination, your right to use the Service will cease immediately. Pending cashback may be forfeited depending on the circumstances of termination.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

12.2 Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12.3 Class Action Waiver

You agree that any arbitration or legal proceeding shall be limited to the dispute between us and you individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

14. Contact Information

If you have any questions about these Terms, please contact us: